Cars For Sale
Mosaic Chrysler Dodge Jeep Ram: 507-732-5337
Mosaic Chevrolet: 507-732-5194
Mosaic Ford: 651-345-5313
Mosaic Ford Zumbrota: 507-732-5127

BAD CREDIT? NO CREDIT? YOU'RE STILL APPROVED

We don't judge your past, we focus on your next step. Our Next Step Auto Finance program helps people with bad credit, no credit, or past bankruptcies get approved and back on the road with a reliable vehicle they love!

GET APPROVED TODAY

Our Finance team works with you one-on-one to build a plan that fits your situation, no matter your credit score. We partner with lenders who specialize in bad credit and no credit auto loans!

Reach out to our Next Step Auto Finance team today or apply online now! Let us help you drive away in a vehicle you love, without letting your credit hold you back!

Who qualifies for Next Step Auto Finance? +

Anyone with less-than-perfect credit is eligible - this includes bad credit, no credit history, bankruptcy, repossessions, or previous denials.

What kid of vehicles can I finance? +

Approval spans our entire lot - new or used, budget to premium. You'll learn your options after a quick, friendly chat with one of our finance specialists.

How long does the process take? +

Your valuable time is important to both you and our team, so we've streamlined the car buying and loan process significantly. All you need to bring with you to drive home in your dream vehicle are the following items and we will handle the rest:

What interest rates can I expect? +

Rates vary depending on your credit profile and lender. The benefit of our program is access to competitive rates customized to you.

Do you help with past bankruptcy or repossession? +

Absolutely. Our entire mission is to support drivers overcoming credit challenges like bankruptcy or repossession with a clear, solution-driven path toward financing.

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